In partnership with

Pet Insurance: Finding the right plan

If you are lucky enough to share your life with a tortoiseshell cat. ensuring their health and happiness is top priority. So although pet insurance is not the most exciting topic to think about, it is very important to have a good plan in place.

Why insure your tortoiseshell cat?

Every cat is special, but torties often seem to have an extra dose of personality. Their strong-willed nature sometimes means they take risks—leaping to precarious perches or engaging in mischievous adventures. We all know they have tortitude - right?!

These escapades can lead to unexpected injuries or health concerns. Furthermore, like all cats, tortoiseshells can develop common feline ailments such as:

• Dental Issues: Cats are prone to gum disease, which can lead to tooth loss or infections.

• Urinary Tract Infections (UTIs): These are especially common in female cats.

• Chronic Conditions: As they age, conditions like arthritis, diabetes, or kidney disease may arise.

Without insurance, treating these conditions can be costly. A single emergency vet visit for an injury can cost several hundred dollars, while ongoing care for chronic conditions can add up to thousands over the course of a cat’s life. Insurance provides a safety net, ensuring you can focus on your tortie’s care rather than financial stress.

Choosing the Right Insurance Plan

When selecting insurance for your tortoiseshell cat, consider the following:

1. Coverage for Emergencies and Illnesses: Look for plans that cover a wide range of issues, from accidents to chronic illnesses. Some plans even include dental care and alternative therapies like acupuncture.

2. Age Limits: Insuring your cat while they’re young and healthy can save money. Older cats may have more expensive premiums or limited coverage.

3. Pre-Existing Conditions: Most policies won’t cover conditions your cat had before the plan started, so it’s best to enroll early.

4. Reimbursement Levels: Some plans reimburse up to 90% of your vet bills, while others offer less. Compare plans to find the balance between premiums and reimbursement rates that works for you

There are plenty of companies providing pet insurance out there, but our preferred partner is Spot Pet Insurance. They offer lots of benefits and you can obtain a quote by clicking on the link below:

Get Reimbursed for Eligible Vet Bills!

Spot pet insurance plans can reimburse up to 90% of eligible vet costs.

Spot’s customizable plan options can help put money back in your pocket. Receive an additional 10% multi-pet discount for all pets enrolled after the first.

Get my free quote

Independent and paid ad from Spot. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms visit spotpetins.com/sample-policy. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout.
Insurance plans are underwritten by either Independence American Insurance Company (NAIC 1126581. A Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254) or United States Fire Insurance Company (NAIC #21113. Morristown, NJ), and are produced by Spot Pel Insurance Services, LLC. (NPN If 192463il5. 990 Biscayne Blvd Suite 603, Miami, FL 33132. CA License 116000188).

Additional Perks of Insurance

Beyond financial peace of mind, pet insurance encourages proactive care. Regular check-ups and preventative treatments are often more affordable when covered by insurance, helping to catch potential issues early. This can lead to a longer, happier life for your tortie.

Is Insurance Worth It?

Absolutely! While the initial monthly premiums might seem like an extra expense, they pale in comparison to the potential costs of an unexpected emergency. With insurance, you can confidently say “yes” to the best treatments available, giving your tortoiseshell cat the quality of care they deserve.

Thanks for reading and look out for the first Tortie of the Week 2025 at the weekend!